Use these questions while reviewing a condominium or a home governed by an association. Check each item after you have reviewed and understood the answer; the checklist does not confirm a property’s condition or association finances.
Dues and financial health
Rules and everyday use
Maintenance and insurance
Documents, financing, and closing
Checkmarks and notes are kept only while this page is open; print the checklist to keep a copy.
This checklist is general education, not a legal opinion or a substitute for reviewing the actual documents. Requirements and deadlines depend on the property, state, transaction, and contract. Confirm them with your agent or attorney.
Virginia reference: DPOR resale-certificate guidance. Use current property documents and professional advice for your transaction.
Start a separate copy for each property you are considering. Record the association name, document date and the person who answered each question. Leave an item unchecked when the answer is missing; turn those gaps into a written follow-up list for your agent.
Compare the monthly cost and repair responsibilities
For example, two condos with similar purchase prices may have different association dues and owner responsibilities. Compare what the dues cover, what you must maintain yourself, and any documented upcoming projects. Ask your lender and insurance professional to review the property-specific information before relying on a monthly payment estimate.
Bring unresolved questions to your next conversation
A useful review ends with a short list: documents still needed, costs to confirm, restrictions that affect your intended use, and repairs or insurance questions requiring professional advice. Keep that list with your home purchase timeline and share it with your agent.
